Personal Wealth Management

Financial planning, investments, tax, insurance and estate strategy — all delivered by one team of credentialed specialists.

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750+1
Families in Our Care
441
States Served
$1.71B+1
Managed Assets
451
Years in Business
$185.8M1
Advised Plan Assets

Important Disclosure: 1 Figures listed are as of 10/28/2026, including brokerage and advisory assets under management.

Our Methodology

How We Manage Personal Wealth

Most firms manage your investments and call that wealth management. We manage your entire financial plan from retirement, tax, insurance, estate — we do it as one team of specialists, sitting in the same room.

The difference means your plan does not depend on one advisor knowing everything, and it does not depend on several companies hopefully coordinating the details with each other. This structure is what we call our Firm-to-Family® model, and when your family is a client of the firm, your plan can endure regardless of your advisor's busy schedule, or eventual retirement.

Watch our Chief Planning Officer, Christina Shockley, walk through our process.

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What You'll Get

Our Personal Wealth Service Lines

As a client of the firm, your family works with one team across every part of the plan, all operating from the same framework.
Retire on Your Terms

Financial Planning

A written retirement plan tailored to your unique goals and wealth complexity. We use real-time scenario stress-testing so you can build a plan that is designed to withstand the unexpected — from health issues to market volatility.
Create Proactive Flexibility

Cash Management

Opportunity and emergency both require cash on hand. We structure your reserves and short-term holdings so you can act — on a property, a business, a family need — without selling something you meant to keep.
Grow Your Wealth

Investment Management

Our portfolios built and managed in house by our own CFA®-led investment committee, never outsourced to a third-party model and never assembled around product sales. Strategy is reviewed continuously and can adjust according to your risk tolerance.
Protect What Matters

Insurance Management

Insurance is the part of the plan you hope you never need, and the part that matters most when you do. We price what a death, disability or long-term care event would cost you, then close the gap or retire policies you are paying for and no longer need.
Honor Your Legacy

Estate Planning

Estate planning is where families either come together or come apart. We coordinate wills, trusts, beneficiaries and powers of attorney alongside your attorney, and make sure the documents reflect what you actually want to happen.
Avoid Missed Opportunities

Tax Planning

Tax planning happens before December, not in April. We look ahead at tax bracket management, Roth conversions, charitable gifts and the tax consequence of every distribution, so your return reflects a decision rather than a surprise.

Additional Service Offerings

While not included in your planning fee, we also offer the following services.
File With the Full Picture

Personal Tax Preparation

Returns prepared by the same firm that built your plan, so nothing is filed that contradicts the strategy. Tax preparation is a separate engagement with its own fee, and new clients are added by waitlist.
For Business Owners

Business Wealth Management

Incorporate your business financials into your plan with services covering your company's retirement plans, bookkeeping, institutional investments, insurance, payroll, exit planning, and tax filings.
What You Can Expect

Our Process at a Glance

We are process-driven, not product-driven. That means our new client onboarding is focused on getting to know you, not pushing products you don't need or a commitment that doesn't fit. Every family we care for moves through the same five steps — designed to educate you on our process and give us a clear picture of your goals.
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  1. Our first meeting is about getting to know you and what you're looking for in a wealth management relationship. This is an honest dialogue, and we tell you plainly whether we are the right firm to support you.
  2. We gather the information to get a full picture of your finances and ask questions to learn about your family's goals. By the end of this meeting we'll have the data we need to build personalized recommendations.
  3. We present our recommendations using live scenario modeling that lets you test strategies during the meeting and measure the gaps in your current plan, so you can make informed, confident decisions on how to proceed.
  4. If you decide to move forward, we introduce you to your Client Care Team, walk you through the onboarding process, grant you access to your Gatewood Wealth Portal, and set expectations for your future meetings.
  5. You and your family continue to meet with us at least once a year to review your plan, but throughout the year, you can schedule on-demand calls with our team for any questions or concerns that arise.
Can I Work with Gatewood?

The Five Stages of Family Wealth

Families experience wealth in stages, and as the complexity grows, so does the plan. We guide families through every stage of that journey with deeply personalized planning, built around multigenerational relationships.

  1. Cultivating Wealth

    The habit-building stage is focused on developing sound financial behaviors and learning the concepts your future wealth will be built on.

  2. Building Wealth

    The accumulation stage is focused on growing your income, optimizing investments, and protecting the wealth your family is beginning to build.

  3. Activating Wealth

    The pre-retirement stage is focused on turning career success into a clear retirement date and a lifestyle you know you can afford.

  4. Enjoying Wealth

    The distribution stage is focused on drawing income confidently and aligning what you spend with the values and ambitions behind your wealth.

  5. Giving Wealth

    The legacy stage is focused on transferring your wealth, your values, and your vision to the next generation with clarity and intention.
Gatewood Wealth Solutions tiered advisory fee schedule.
Tier Range of Assets Managed Marginal Rate Effective Rate
1 $0 – $1,000,000 1.25% 1.25%
2 $1,000,001 – $2,000,000 0.75% 1.00%
3 $2,000,001 – $5,000,000 0.65% 0.85%
4 $5,000,001 + 0.50% 0.79%
Family pricing available for households with $30,000,000+
Our Tiered Billing Explained

Household Advisory Fees

Our fees are based on a tiered billing schedule. Each portion of your assets is billed at the rate for its own tier, so as asset levels increase, the blended fee percentage may decrease — resulting in a more favorable rate as your investments grow.

Fees are calculated on the balance of your managed accounts on the last business day of the preceding quarter, multiplied by your tiered fee.

With our family pricing model, accounts are combined for billing, so household assets are counted toward the same tier. That combination is what makes our multigenerational planning approach practical. Adding a parent's or an adult child's accounts moves the whole household toward a lower blended rate.

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Before You Begin

Frequently Asked Questions

Personal wealth management is the coordination of every financial decision a family makes — planning, investments, tax, insurance and estate strategy — under one strategy rather than in separate silos. It differs from investment management, which addresses only the portfolio.

No. We work with families at every stage of wealth, from those establishing their first savings habits to those transferring an estate. What changes as your wealth grows is the level of complexity behind your plan, not whether we can work with you.

You can read more about our fee schedule here.

Yes. We serve families all over the United States. We can meet with you virtually, in our office, or in cases where we are able, we will come to you.

Yes, we are held to a fiduciary standard on all of our advisory accounts as well as by our teammate's designations such as CFP® and CFA®.

Gatewood is compensated by an advisory fee calculated as a percentage of the assets we manage and billed quarterly.

You can read more about our fee schedule here.

Our portfolios are managed by Gatewood's own CFA®-led investment committee. We do not outsource strategy to a third-party model provider, and we are not compensated for placing any particular product.

No. Tax planning is part of your wealth plan and covered by your advisory fee. Tax return preparation is a separate engagement through Gatewood Tax and Accounting, billed on its own and currently accepting new clients by waitlist.

No. We are happy to review outside accounts to provide you with honest recommendations, even if you never plan to move them over to our firm.

The accounts we do manage are held with our custodian, and the transfer is usually electronic and handled for you. Holdings that can move as they are do; anything that would have to be sold, we flag first along with the tax consequence.

Accounts we do not manage, such as a current employer's retirement plan, generally stay where they are and are still accounted for in your plan.

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Important Disclosure: The statements provided are testimonials by clients of the financial professional. The clients listed have not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
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Let's Build Your Wealth With Purpose

With expertise and care, we're here to build a personalized plan for wealth that instills confidence for all of life’s key moments. Schedule a conversation with our team today.

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